32026L0804#rec_21Directive (EU) 2026/804 of the European Parliament and of the Council

Recital (21)

To ensure convergence of DGS practices and legal certainty for depositors claiming deposits, and to avoid operational hurdles for DGSs, it is important to set an adequately long period within which depositors can claim the repayment of their deposits where the DGS has not repaid depositors within the deadlines laid down in Directive 2014/49/EU in the case of a payout. Any such claim should be considered by the DGS, including in cases where the claimant has not yet been recognised as a depositor by means of a court decision.

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